Patty Wedge-Ludwig

Patty Wedge-Ludwig

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Office Hours

Monday - Thursday:

8:00 AM - 5:00 PM

Friday:

8:00 AM - 4:00 PM

Saturday - Sunday:

Closed

About Patty Wedge-Ludwig

Merchant Insurance Solutions is a family owned business. We were founded by a mother and daughter team, Patricia Wedge-Ludwig and Staci Merchant to focus on ALL clients in 2009. We sought to build relationships with every single business or individual that entrusted us with their business or property. Nobody insured with Merchant Insurance Solutions is a “number.” We view everyone as a family member and take as much time to make sure you are protected using whatever insurance mechanisms are available as we would with anyone in our own family.

Come and join our family to see the value added where everyone truly knows your name and takes the time to make sure your investment is a sound one. We can show you how a premium is developed and show you how to get the best value for your investment. Please contact us to let us prove our services to you as we work all hours of the night to make sure you can sleep at night.

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Why our clients choose us

We offer the following coverages for small businesses

through Coterie Insurance

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

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Insurance 101: Business Owners Policy (BOP)

Insurance 101: Business Owners Policy (BOP)

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Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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