Mike O'Grady

Monarch Benefits Insurance Services

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Office Hours

Monday:

9:00 AM - 5:00 PM

Tuesday - Friday:

8:00 AM - 5:00 PM

Saturday - Sunday:

Closed

About Monarch Benefits Insurance Services

Monarch Benefits Insurance Services specializes in auto, home, life, and business insurance. Insuring Mission Viejo and All of California Our mission is to be a Customer-Focused, Multi-Line Insurance Sales and Service Organization that is able to meet the ongoing needs of clients. Our guiding principle is the “Golden Rule” of doing unto others as you would have them do unto you in dealing with clients, insurers, and each other. When choosing an insurance agency, you want a company you can trust. We have been an independent insurance agency since 2009. We do not work for an insurance company; we work for you! As an independent insurance agency, our duty is to our clients best interests. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price. Service We are a little old fashioned, if you want something done quickly, we will do everything we can to assist. Customer service is of paramount importance to us. Our customers recommend us to their friends. Our expertise is based on well-trained experienced staff that can tailor a comprehensive insurance program for your specific needs. You will have the added benefit of working with agents who understand your needs. Finding the right policy is only the beginning. When you become our client, you will receive: * Practical and accurate information about your insurance policy and your insurance company. * An agent who works for your interests. Personal service Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and will handle your request professionally and quickly. Our web site is also available 24/7 to accommodate your busy schedule. Please bookmark our website, and visit us often. We look forward to hearing from you.

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Why our clients choose us

We offer the following coverages for small businesses

through Coterie Insurance

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

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Insurance 101: Business Owners Policy (BOP)

Insurance 101: General Liability Insurance

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Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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