Matthew Pitnick

Biscayne Risk & Insurance Group

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Office Hours

Monday - Friday:

8:30 AM - 6:00 PM

Saturday - Sunday:


About Biscayne Risk & Insurance Group

Biscayne Risk & Insurance will exceed the current expectations of today’s small to mid-size commercial insurance buyer by providing an analytical service model that focuses on your organization’s unique needs. Our honest, straight-forward approach will provide you with a thorough understanding of the risks that face your business. No longer is just negotiating your insurance the status quo, we are committed to earn your trust and endorsement, year after year. We are able to assist in placing insurance coverages including both business and personal lines. Workers Compensation, General Liability, Auto, Professional Liability, Cyber Liability, Property, Directors & Officers, Cargo, Trade Credit, Marine Liabilities, P&I, Jewelers Block, and more!

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Why our clients choose us

We offer the following coverages for small businesses

through Coterie Insurance

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

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Insurance 101: Business Owners Policy (BOP)

Insurance 101: General Liability Insurance

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Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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