Joshua Hykes

A to Z Insurance Services, LLC

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Office Hours

Monday - Friday:

9:00 AM - 5:00 PM

Saturday - Sunday:

Closed

About A to Z Insurance Services, LLC

We are licensed in & service all areas of Maryland, West Virginia, Pennsylvania, Virginia, District of Columbia, & Ohio. We can help you with your insurance needs from A to Z. Whether it's general liability, commercial auto, workers compensation, cyber liability, errors & omissions liability, personal auto, home, umbrella, life, & farm insurance, we can help you with any of your insurance needs. We have specifically focused on contractors, restaurants, auto body & auto repair shops, wineries & breweries to name a few, but that doesn't mean we can't help you with your business or personal insurance needs if they're not named above. Reach out to us & let us know how we can help you with your insurance needs. We'd be happy to help.

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Why our clients choose us

We offer the following coverages for small businesses

through Coterie Insurance

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

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Insurance 101: Business Owners Policy (BOP)

Insurance 101: General Liability Insurance

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Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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