Nikki Wines

Community Insurance

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Office Hours

Monday - Friday:

9:00 AM - 5:00 PM

Saturday - Sunday:

Closed

About Community Insurance

Offering Tailored Protection for your business

We call it tailored protection for you. Community Insurance is dedicated to providing insurance that is tailored to the needs of our clients. We focus on establishing a successful partnership between our clients, insurance companies, and our staff that produces a win, win, win. Our success will be measured by our clients choosing us because they believe in our ability to meet their expectations of price, service, and expertise. A team of advisors that care about you. Our team of knowledgeable advisors is focused on protecting our clients in areas where risks can be transferred to another for a reasonable cost. We love the challenge of finding the protection you need and offering choices so you can make the final informed decision that fits you and your circumstances. We represent an array of top-rated carriers that offer strong solutions and excellent service giving our clients ultimate peace of mind.

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Why our clients choose us

We offer the following coverages for small businesses

through Coterie Insurance

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

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Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

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Insurance 101: Business Owners Policy (BOP)

Insurance 101: General Liability Insurance

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Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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